Tuscaloosa , Homes For Sale, Northport Homes For Sale, The University of Alabama Area Homes For Sale, real estate and homes for sale in Alabama, Luxury Homes For Sale, Lakefront Properties For Sale - Alice Maxwell, REALTOR® Alice Maxwell REALTOR(r) for Tuscaloosa, Northport and The University of Alabama Area, Alabama real estate, Luxury Homes,  Lakefront Properties - NUMBER1EXPERT™ Alice Maxwell NUMBER1EXPERT(tm) for Tuscaloosa, Northport and The University of Alabama Area, Alabama real estate, Luxury Homes, Lakefront Properties
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Alice Maxwell, REALTORŪ, real estate agent and broker for Tuscaloosa, Northport and The University of Alabama Area Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)
"My mission is to create raving fans, and to encourage and inspire friends and clients with outstanding service!"


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First Time Homebuyers: Tuscaloosa, Northport and The University of Alabama Area Alabama home buying, real estate listings, and homes for sale in Tuscaloosa County, AL
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Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose a Number1Expert. Call The Alice Alice Maxwell Team Today and let them Show you The Way Home

I specialize in find new students and faculty members great deals especially Condos. If you are considering Buying A Condo In Tuscaloosa, Al., Contact us and We will, "Show You The Way Home."  

 

 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Tuscaloosa, Northport and The University of Alabama Area real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What is the highest altitude hotel in the world?

A 
The Hotel Everest View sits at the record altitude of 13,000 ft (3,964 m) above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp.
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Alice Maxwell, REALTORŪ, real estate agent and broker for Tuscaloosa, Northport and The University of Alabama Area Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Alice Maxwell--Relocation Specialist
Advantage Realty Group

1641 N. McFarland Blvd. Suite A-1
Tuscaloosa AL 35406
205-345-0116
205-292-4546
Fax: 205-758-1831
alicemaxwell@NUMBER1EXPERT.com

"It is important to me to give 100% to every client, because I know that buying and selling a home is more than just paperwork and details. It's about realizing your goals and dreams. And when we're through, I feel I've been successful only if my clients are completely satisfied!" 2008 Realtor of the Year - Tuscaloosa

MLS Equal Housing GRI CRS REALTOR ABR


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