Tuscaloosa , Homes For Sale, Northport Homes For Sale, The University of Alabama Area Homes For Sale, real estate and homes for sale in Alabama, Luxury Homes For Sale, Lakefront Properties For Sale - Alice Maxwell, REALTOR® Alice Maxwell REALTOR(r) for Tuscaloosa, Northport and The University of Alabama Area, Alabama real estate, Luxury Homes,  Lakefront Properties - NUMBER1EXPERT™ Alice Maxwell NUMBER1EXPERT(tm) for Tuscaloosa, Northport and The University of Alabama Area, Alabama real estate, Luxury Homes, Lakefront Properties
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Alice Maxwell, REALTORŪ, real estate agent and broker for Tuscaloosa, Northport and The University of Alabama Area Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Tuscaloosa, Northport and The University of Alabama Area, Alabama area MLS, and even later on the national listings web sites, if at all. 

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Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Real Estate Trivia
Q 
What price range is considered upscale or high-end in residential real estate?

A 
The price range varies depending on the local market, but upscale homes are in the top 10% of an MLS area's annual home sales.
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Alice Maxwell, REALTORŪ, real estate agent and broker for Tuscaloosa, Northport and The University of Alabama Area Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Alice Maxwell--Relocation Specialist
Advantage Realty Group

1641 N. McFarland Blvd. Suite A-1
Tuscaloosa AL 35406
205-345-0116
205-292-4546
Fax: 205-758-1831
alicemaxwell@NUMBER1EXPERT.com

"It is important to me to give 100% to every client, because I know that buying and selling a home is more than just paperwork and details. It's about realizing your goals and dreams. And when we're through, I feel I've been successful only if my clients are completely satisfied!" 2008 Realtor of the Year - Tuscaloosa

MLS Equal Housing GRI CRS REALTOR ABR


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