Tuscaloosa , Homes For Sale, Northport Homes For Sale, The University of Alabama Area Homes For Sale, real estate and homes for sale in Alabama, Luxury Homes For Sale, Lakefront Properties For Sale - Alice Maxwell, REALTOR® Alice Maxwell REALTOR(r) for Tuscaloosa, Northport and The University of Alabama Area, Alabama real estate, Luxury Homes,  Lakefront Properties - NUMBER1EXPERT™ Alice Maxwell NUMBER1EXPERT(tm) for Tuscaloosa, Northport and The University of Alabama Area, Alabama real estate, Luxury Homes, Lakefront Properties
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Alice Maxwell, REALTORŪ, real estate agent and broker for Tuscaloosa, Northport and The University of Alabama Area Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)
"My mission is to create raving fans, and to encourage and inspire friends and clients with outstanding service!"




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Resources: Tuscaloosa, Northport and The University of Alabama Area Alabama home buying, real estate listings, and homes for sale in Tuscaloosa County, AL
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Special Offers: Special offers for Tuscaloosa, Northport and The University of Alabama Area homeowners from Alice Maxwell, top Realtor
Tuscaloosa Living: The Alice Maxwell Times Magazine: Click here for more information...
Go Green: Go Green
Affiliates: Alice Maxwell's real estate web site affiliates
eNewsletter: Alice Maxwell's Tuscaloosa, Northport and The University of Alabama Area newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Alabama, and United States
Market Conditions Report: Market conditions report for this area, Alabama, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Tuscaloosa, Northport and The University of Alabama Area Alabama mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Alabama or buy your own Tuscaloosa, Northport and The University of Alabama Area house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Tuscaloosa, Northport and The University of Alabama Area mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Alabama real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Alice Maxwell anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Alice Maxwell's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Alice Maxwell's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Tuscaloosa, Northport and The University of Alabama Area property in Alabama, including legal terms definitions, and more

 

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?

A 
The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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Alice Maxwell, REALTORŪ, real estate agent and broker for Tuscaloosa, Northport and The University of Alabama Area Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Alice Maxwell--Relocation Specialist
Advantage Realty Group

1641 N. McFarland Blvd. Suite A-1
Tuscaloosa AL 35406
205-345-0116
205-292-4546
Fax: 205-758-1831
alicemaxwell@NUMBER1EXPERT.com

"It is important to me to give 100% to every client, because I know that buying and selling a home is more than just paperwork and details. It's about realizing your goals and dreams. And when we're through, I feel I've been successful only if my clients are completely satisfied!" 2008 Realtor of the Year - Tuscaloosa

MLS Equal Housing GRI CRS REALTOR ABR


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